A Land Contract is an agreement between a buyer and a seller in which the seller essentially provides the financing for the purchase of the property. Common throughout the United States, they are also known as Trust Deeds, Deeds of Trust, Contract for Deed, Notes, or Privately Held Mortgages. This type of arrangement may be ideal for a home buyer who is able to afford the monthly payments associated with home ownership, but is prevented from qualifying for a traditional mortgage program due to either lack of the down payment, or a low credit score. Here are some points to consider when deciding if a Land Contract is right for you.  Read More »

We’ve all experienced that sense of shock and disbelief when we move house, asking “how did I end up with so much stuff?” It’s no wonder that, by far, the most important moving tip is start early! Experts recommend beginning the process at least eight weeks before your move date so you have plenty of time for going through your belongings, de-cluttering, and packing. Here are some helpful moving tips:  Read More »